Choose Your Financial Journey

Transparent pricing for real results. We believe in honest conversations about money – starting with what our guidance actually costs.

Essential

Perfect for getting started with structured budget planning

$149 /month
  • Personal budget analysis and setup
  • Monthly goal tracking dashboard
  • Email support and guidance
  • Basic expense categorization tools
  • Quarterly progress reviews

Premium

Complete wealth management with dedicated advisor access

$499 /month
  • Everything in Professional plan
  • Dedicated financial advisor
  • Portfolio management and optimization
  • Estate planning consultation
  • 24/7 advisor access
  • Annual comprehensive financial review

Why Our Pricing Works

Look, I'll be straight with you about how we structure our fees. Most financial planning services either hide their costs in complex percentage structures or charge massive upfront fees that leave you wondering what you actually got.

Our monthly approach means you can see progress happening in real-time. If something isn't working after three months, you can adjust course without losing thousands in sunk costs. That's just common sense – yet surprisingly rare in this industry.

The Essential plan covers what most people actually need to get their finances organized. The Professional tier adds the coaching element that helps you stick to your goals when life gets complicated. Premium is for when your financial situation requires ongoing professional oversight.

Financial planning consultation showing budget analysis charts and investment planning documents
Callum Ashworth, small business owner from Melbourne

Callum Ashworth

Restaurant Owner, Melbourne

Started with the Professional plan in March 2024 because my restaurant's cash flow was all over the place. The coaching calls helped me understand seasonal patterns I'd been missing for years. Now I actually know how much I can afford to spend on equipment upgrades without panicking about slow months. The investment planning tools helped me set aside money for a second location – something I thought was impossible last year.

What You Actually Get

1

Clear Budget Structure

We help you organize your money in a way that actually makes sense for your life. No complicated spreadsheets or unrealistic categories.

2

Real-Time Adjustments

Life changes, and your budget should too. Monthly reviews mean you're never stuck with a plan that doesn't fit your current situation.

3

Investment Guidance

Professional and Premium plans include practical advice on building wealth beyond basic budgeting. We focus on strategies that fit your risk tolerance.

Professional financial advisor reviewing investment portfolio with client during consultation session

Ready to Get Your Finances Organized?

Most of our clients see noticeable improvements in their financial stress levels within the first month. The tools work, but more importantly, having someone to talk through your financial decisions makes a real difference.

Financial advisor Michaela Fairfax working with client on budget planning and goal setting in modern office
Michaela Fairfax, Senior Financial Advisor at teranoveli, providing personalized budget coaching

Michaela Fairfax

Senior Financial Advisor

"Every client's financial situation is unique, but the fundamentals remain the same: spend less than you earn, save consistently, and invest wisely. Our job is helping you apply these principles to your specific circumstances and goals."